{"id":3409,"date":"2026-10-26T18:43:52","date_gmt":"2026-10-26T17:43:52","guid":{"rendered":"https:\/\/medicalinsurance.pl\/?p=3409"},"modified":"2026-10-26T18:43:52","modified_gmt":"2026-10-26T17:43:52","slug":"does-a-residence-card-require-health-insurance","status":"publish","type":"post","link":"https:\/\/medicalinsurance.pl\/en\/poradnik\/ubezpieczenie-zdrowotne-do-karty-pobytu\/czy-karta-pobytu-wymaga-ubezpieczenia-zdrowotnego\/","title":{"rendered":"Does a residence card require health insurance?"},"content":{"rendered":"

The answer is not simply \u201eyes\u201d or \u201eno.\u201d A residence card confirms a specific residence status, and the health insurance requirements depend on the basis and purpose of the stay. In many cases, it is necessary to provide proof of health insurance or confirmation that an insurer will cover medical expenses in Poland. However, this does not mean that every foreign national must purchase a private insurance policy. For a temporary residence and work permit, the requirement may be met by health insurance linked to the employment that forms the basis of the application. The situation is assessed differently in the case of permanent residence, EU long-term resident status, and EU citizens. Therefore, before making a decision, it is worth carefully analyzing basis for the request<\/strong>, check the requirements for the specific procedure, and only then select the appropriate insurance document.<\/p>\n\n\n\n

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Table of contents<\/p>\n\n\n\n

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  1. What the regulations actually say<\/a><\/li>\n\n\n\n
  2. In what situations is health protection important?<\/a><\/li>\n\n\n\n
  3. How to Choose an Insurance Policy That Matches Your Needs<\/a><\/li>\n\n\n\n
  4. How to Prepare Documents and What to Do in the Event of an Incident<\/a><\/li>\n\n\n\n
  5. Frequently Asked Questions<\/a><\/li>\n\n\n\n
  6. What to Do Next<\/a><\/li>\n<\/ol>\n\n<\/div><\/div>\n\n\n\n

    What the regulations actually say<\/h2>\n\n\n\n

    The most important distinction concerns the residence card and the basis for its issuance. According to the Act on Foreigners, the first residence card is issued after the relevant permit has been granted or the specified form of protection has been obtained. The card itself does not create a single, uniform insurance obligation<\/strong> for everyone.<\/p>\n\n\n\n

    In the case of a temporary stay, the authorities examine the conditions related to the stated purpose of the stay. Different requirements may apply to someone who wants to work, to someone applying for a specific type of residence permit, or to an EU citizen. For this reason, the response your friend received in a similar case may not apply to your application.<\/p>\n\n\n\n

    In practice, the following should be determined first:<\/p>\n\n\n