{"id":2955,"date":"2025-11-16T13:28:27","date_gmt":"2025-11-16T12:28:27","guid":{"rendered":"https:\/\/medicalinsurance.pl\/nieskategoryzowane\/porownanie-ubezpieczen-do-wizy-schengen-2025-co-wybrac\/"},"modified":"2026-09-06T13:52:34","modified_gmt":"2026-09-06T11:52:34","slug":"so-sanh-cac-goi-bao-hiem-cho-thi-thuc-schengen-nam-2025-nen-chon-goi-nao","status":"publish","type":"post","link":"https:\/\/medicalinsurance.pl\/vi\/poradnik\/ubezpieczenie-zdrowotne-do-wizy\/porownanie-ubezpieczen-do-wizy-schengen-2025-co-wybrac\/","title":{"rendered":"So s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c Schengen n\u0103m 2025 \u2013 n\u00ean ch\u1ecdn g\u00f3i n\u00e0o?"},"content":{"rendered":"<div class=\"wp-block-kadence-rowlayout\">\n<div class=\"kt-row-layout-inner\"> <!-- H2 #1 - WPROWADZENIE --> <\/p>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">So s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c Schengen n\u0103m 2025<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>B\u1ea1n \u0111ang xin th\u1ecb th\u1ef1c Schengen v\u00e0 b\u0103n kho\u0103n kh\u00f4ng bi\u1ebft n\u00ean ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m n\u00e0o v\u00e0o n\u0103m 2025? M\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m t\u1ed1t l\u00e0 \u0111i\u1ec1u ki\u1ec7n ti\u00ean quy\u1ebft \u0111\u1ec3 \u0111\u01a1n xin \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn v\u00e0 \u0111\u1ea3m b\u1ea3o s\u1ef1 an t\u00e2m trong su\u1ed1t chuy\u1ebfn \u0111i. Trong h\u01b0\u1edbng d\u1eabn n\u00e0y, ch\u00fang t\u00f4i s\u1ebd so s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m m\u1ed9t c\u00e1ch th\u1ef1c t\u1ebf. Ch\u00fang t\u00f4i s\u1ebd gi\u1ea3i th\u00edch nh\u1eefng y\u1ebfu t\u1ed1 c\u1ea7n thi\u1ebft trong g\u00f3i b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n, nh\u1eefng \u0111i\u1ec3m c\u1ea7n l\u01b0u \u00fd v\u00e0 c\u00e1ch \u0111i\u1ec1u ch\u1ec9nh ph\u1ea1m vi b\u1ea3o hi\u1ec3m cho ph\u00f9 h\u1ee3p v\u1edbi k\u1ebf ho\u1ea1ch chuy\u1ebfn \u0111i.<\/p>\n<p>Ch\u00fang t\u00f4i t\u1eadp trung v\u00e0o c\u00e1c ti\u00eau ch\u00ed m\u00e0 c\u00e1c l\u00e3nh s\u1ef1 qu\u00e1n y\u00eau c\u1ea7u c\u0169ng nh\u01b0 nh\u1eefng \u0111i\u1ec3m kh\u00e1c bi\u1ec7t gi\u1eefa c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m ph\u1ed5 bi\u1ebfn. Trong b\u00e0i vi\u1ebft n\u00e0y, b\u1ea1n s\u1ebd t\u00ecm th\u1ea5y c\u00e1c v\u00ed d\u1ee5 c\u1ee5 th\u1ec3 tr\u00edch t\u1eeb \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU) c\u00f9ng c\u00e1c danh s\u00e1ch ki\u1ec3m tra ng\u1eafn g\u1ecdn. Nh\u1edd \u0111\u00f3, b\u1ea1n s\u1ebd nhanh ch\u00f3ng l\u1ef1a ch\u1ecdn \u0111\u01b0\u1ee3c g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p cho th\u1ecb th\u1ef1c Schengen v\u00e0o n\u0103m 2025.<\/p>\n<\/p><\/div>\n<p> <!-- H2 #2 - SEKCJA 1 --> <\/p>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">Th\u1ecb th\u1ef1c Schengen \u2013 Y\u00eau c\u1ea7u v\u1ec1 b\u1ea3o hi\u1ec3m n\u0103m 2025<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Quy \u0111\u1ecbnh v\u1ec1 Th\u1ecb th\u1ef1c c\u1ee7a Li\u00ean minh Ch\u00e2u \u00c2u y\u00eau c\u1ea7u b\u1ea3o hi\u1ec3m ph\u1ea3i bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb kh\u1ea9n c\u1ea5p v\u00e0 h\u1ed3i h\u01b0\u01a1ng, \u0111\u1ed3ng th\u1eddi c\u00f3 hi\u1ec7u l\u1ef1c tr\u00ean to\u00e0n b\u1ed9 khu v\u1ef1c Schengen v\u00e0 trong su\u1ed1t th\u1eddi gian l\u01b0u tr\u00fa. M\u1ee9c b\u1ea3o hi\u1ec3m t\u1ed1i thi\u1ec3u l\u00e0 30.000 EUR. B\u1ea1n c\u0169ng n\u00ean ki\u1ec3m tra xem c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c b\u1ea3n sao h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ngay sau khi mua hay kh\u00f4ng \u0111\u1ec3 \u0111\u00ednh k\u00e8m v\u00e0o \u0111\u01a1n xin th\u1ecb th\u1ef1c.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">Y\u00eau c\u1ea7u t\u1ed1i thi\u1ec3u \u2013 nh\u1eefng g\u00ec c\u1ea7n c\u00f3<\/h3>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m n\u00ean bao g\u1ed3m c\u00e1c tr\u01b0\u1eddng h\u1ee3p \u1ed1m \u0111\u1ed9t ng\u1ed9t, tai n\u1ea1n b\u1ea5t ng\u1edd v\u00e0 v\u1eadn chuy\u1ec3n y t\u1ebf v\u1ec1 n\u01b0\u1edbc. H\u1ee3p \u0111\u1ed3ng ph\u1ea3i c\u00f3 hi\u1ec7u l\u1ef1c t\u1ea1i t\u1ea5t c\u1ea3 c\u00e1c qu\u1ed1c gia thu\u1ed9c khu v\u1ef1c Schengen v\u00e0 b\u1ea3o hi\u1ec3m ph\u1ea3i li\u00ean t\u1ee5c trong su\u1ed1t th\u1eddi gian l\u01b0u tr\u00fa. Tr\u00ean th\u1ef1c t\u1ebf, b\u1ea1n n\u00ean ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y nh\u1eadp c\u1ea3nh \u0111\u1ebfn ng\u00e0y xu\u1ea5t c\u1ea3nh, kh\u00f4ng c\u00f3 kho\u1ea3ng tr\u1ed1ng. Xem th\u00eam c\u00e1c <a href=\"https:\/\/medicalinsurance.pl\/vi\/cam-nang\/bao-hiem-y-te-de-xin-thi-thuc\/can-loai-bao-hiem-nao-de-xin-thi-thuc-vao-ba-lan\/\">b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c<\/a> theo m\u00f4 t\u1ea3 c\u1ee7a c\u00e1c l\u00e3nh s\u1ef1 qu\u00e1n.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">Nh\u1eefng t\u00e1c \u0111\u1ed9ng th\u1ef1c t\u1ebf \u0111\u1ed1i v\u1edbi du kh\u00e1ch<\/h3>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>H\u00e3y l\u1ef1a ch\u1ecdn c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m c\u00f3 Trung t\u00e2m C\u1ea5p c\u1ee9u ho\u1ea1t \u0111\u1ed9ng 24\/7 v\u00e0 quy tr\u00ecnh th\u00f4ng b\u00e1o s\u1ef1 c\u1ed1 r\u00f5 r\u00e0ng. M\u1ed9t s\u1ed1 c\u00f4ng ty b\u1ea3o hi\u1ec3m y\u00eau c\u1ea7u kh\u00e1ch h\u00e0ng ph\u1ea3i li\u00ean h\u1ec7 v\u1edbi b\u1ed9 ph\u1eadn h\u1ed7 tr\u1ee3 tr\u01b0\u1edbc khi chi tr\u1ea3 chi ph\u00ed; n\u1ebfu kh\u00f4ng, h\u1ecd c\u00f3 th\u1ec3 t\u1eeb ch\u1ed1i ho\u00e0n tr\u1ea3. B\u1ea1n c\u0169ng n\u00ean xem x\u00e9t m\u1ee9c kh\u1ea5u tr\u1eeb, gi\u1edbi h\u1ea1n chi tr\u1ea3 cho nha khoa v\u00e0 h\u1ed3i h\u01b0\u01a1ng, c\u0169ng nh\u01b0 ng\u00f4n ng\u1eef c\u1ee7a c\u00e1c t\u00e0i li\u1ec7u. N\u00ean ki\u1ec3m tra m\u1ee9c chi tr\u1ea3 \u01b0\u1edbc t\u00ednh <a href=\"https:\/\/medicalinsurance.pl\/vi\/cam-nang\/bao-hiem-y-te-de-xin-thi-thuc\/huong-dan-ve-chi-phi-bao-hiem-y-te-khi-xin-visa\/\">chi ph\u00ed b\u1ea3o hi\u1ec3m<\/a> tr\u01b0\u1edbc khi mua.<\/p>\n<\/p><\/div>\n<p> <!-- CALLOUT 1 --> <\/p>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 M\u1eb9o<\/h4>\n<p class=\"kt-blocks-info-box-text\">H\u00e3y t\u00ednh th\u00eam 1\u20132 ng\u00e0y d\u1ef1 ph\u00f2ng so v\u1edbi th\u1eddi h\u1ea1n c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Nh\u01b0 v\u1eady, b\u1ea1n s\u1ebd tr\u00e1nh \u0111\u01b0\u1ee3c t\u00ecnh tr\u1ea1ng gi\u00e1n \u0111o\u1ea1n b\u1ea3o hi\u1ec3m n\u1ebfu chuy\u1ebfn bay b\u1ecb ho\u00e3n.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p> <!-- H2 #3 - SEKCJA 2 --> <\/p>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">N\u00ean ch\u1ecdn Europ Assistance, TUZ hay PZU?<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>D\u01b0\u1edbi \u0111\u00e2y l\u00e0 b\u1ea3ng so s\u00e1nh ng\u1eafn g\u1ecdn v\u1ec1 c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m c\u00f3 s\u1eb5n cho \u0111\u01a1n xin th\u1ecb th\u1ef1c Schengen. H\u00e3y nh\u1edb lu\u00f4n ki\u1ec3m tra c\u00e1c \u0111i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n b\u1ea3o hi\u1ec3m (OWU) hi\u1ec7n h\u00e0nh c\u0169ng nh\u01b0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u1ec1 m\u1eb7t l\u00e3nh th\u1ed5. C\u00e1c \u0111i\u1ec3m kh\u00e1c bi\u1ec7t c\u00f3 th\u1ec3 r\u1ea5t \u0111\u00e1ng k\u1ec3, \u0111\u1eb7c bi\u1ec7t l\u00e0 v\u1ec1 m\u1ee9c b\u1ed3i th\u01b0\u1eddng t\u1ed1i \u0111a v\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb tr\u00e1ch nhi\u1ec7m.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">Europ Assistance \u2013 G\u00f3i Schengen<\/h3>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y 1\/3\/2025, c\u00f3 c\u00e1c m\u1ee9c b\u1ea3o hi\u1ec3m l\u00e0 30.000 EUR v\u00e0 60.000 EUR. C\u00e1c m\u1ee9c chi tr\u1ea3 ti\u00eau bi\u1ec3u bao g\u1ed3m chi ph\u00ed nha khoa c\u1ea5p c\u1ee9u l\u00ean \u0111\u1ebfn 100 EUR, chi ph\u00ed h\u1ed3i h\u01b0\u01a1ng v\u00e0 v\u1eadn chuy\u1ec3n thi h\u00e0i l\u00ean \u0111\u1ebfn 10.000 EUR, c\u0169ng nh\u01b0 chi ph\u00ed mua quan t\u00e0i l\u00ean \u0111\u1ebfn 800 EUR. H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c c\u00e1c \u0111\u1ea1i s\u1ee9 qu\u00e1n c\u00f4ng nh\u1eadn v\u00e0 \u0111\u01b0\u1ee3c g\u1eedi ngay sau khi mua. Gi\u1edbi h\u1ea1n \u0111\u1ed9 tu\u1ed5i th\u01b0\u1eddng l\u00e0 \u0111\u1ebfn 75 tu\u1ed5i, v\u00e0 d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 ho\u1ea1t \u0111\u1ed9ng 24\/7 sau khi c\u00f3 th\u00f4ng b\u00e1o tr\u01b0\u1edbc.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">TUZ \u2013 t\u1ed5ng \u0111i\u1ec3m cao v\u00e0 c\u00e1c bi\u1ebfn th\u1ec3 kh\u00e1c nhau<\/h3>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Trong c\u00e1c t\u00e0i li\u1ec7u th\u00e1ng 9\/2025, b\u1ea1n s\u1ebd t\u00ecm th\u1ea5y c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m y t\u1ebf v\u1edbi m\u1ee9c chi ph\u00ed dao \u0111\u1ed9ng t\u1eeb 40.000 EUR \u0111\u1ebfn th\u1eadm ch\u00ed 250.000 EUR. \u0110\u00e2y l\u00e0 l\u1ef1a ch\u1ecdn ph\u00f9 h\u1ee3p n\u1ebfu b\u1ea1n mong mu\u1ed1n m\u1ee9c b\u1ea3o hi\u1ec3m cao h\u01a1n v\u00e0 s\u1ef1 linh ho\u1ea1t. H\u00e3y \u0111\u1ea3m b\u1ea3o r\u1eb1ng g\u00f3i b\u1ea3o hi\u1ec3m b\u1ea1n ch\u1ecdn \u00e1p d\u1ee5ng cho to\u00e0n b\u1ed9 khu v\u1ef1c Schengen v\u00e0 trong kho\u1ea3ng th\u1eddi gian \u0111\u01b0\u1ee3c n\u00eau trong \u0111\u01a1n xin. Xem so s\u00e1nh <a href=\"https:\/\/medicalinsurance.pl\/vi\/cam-nang\/chi-phi-dieu-tri-cho-nguoi-nuoc-ngoai\/europe-assistance-so-voi-tuz-bao-hiem-danh-cho-nguoi-nuoc-ngoai\/\">Europ Assistance so v\u1edbi TUZ<\/a> \u0111\u1ec3 bi\u1ebft th\u00eam chi ti\u1ebft c\u1ee5 th\u1ec3.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">PZU v\u00e0 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00e1c<\/h3>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>PZU v\u00e0 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00e1c cung c\u1ea5p c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u v\u1ec1 th\u1ecb th\u1ef1c, th\u01b0\u1eddng k\u00e8m theo c\u00e1c t\u00f9y ch\u1ecdn b\u1ed5 sung. H\u00e3y l\u01b0u \u00fd \u0111\u1ebfn ph\u1ea1m vi b\u1ea3o hi\u1ec3m, m\u1ee9c b\u1ed3i th\u01b0\u1eddng v\u00e0 quy tr\u00ecnh khai b\u00e1o s\u1ef1 c\u1ed1. Tr\u00e1nh c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u00f3 gi\u1edbi h\u1ea1n h\u1ed3i h\u01b0\u01a1ng h\u1eb9p ho\u1eb7c m\u1ee9c kh\u1ea5u tr\u1eeb cao. N\u1ebfu b\u1ea1n \u0111ang xin c\u01b0 tr\u00fa t\u1ea1i Ba Lan, h\u00e3y t\u00ecm hi\u1ec3u <a href=\"https:\/\/medicalinsurance.pl\/vi\/cam-nang\/bao-hiem-y-te-de-xin-thi-thuc\/su-khac-biet-giua-bao-hiem-y-te-cho-thi-thuc-va-the-cu-tru\/\">s\u1ef1 kh\u00e1c bi\u1ec7t so v\u1edbi th\u1ebb c\u01b0 tr\u00fa<\/a>, v\u00ec c\u00e1c y\u00eau c\u1ea7u c\u00f3 th\u1ec3 kh\u00e1c nhau.<\/p>\n<\/p><\/div>\n<p> <!-- CALLOUT 2 --> <\/p>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 C\u00e1c tr\u01b0\u1eddng h\u1ee3p ngo\u1ea1i l\u1ec7 quan tr\u1ecdng<\/h4>\n<p class=\"kt-blocks-info-box-text\">Theo quy \u0111\u1ecbnh, c\u00e1c tr\u01b0\u1eddng h\u1ee3p chi\u1ebfn tranh, th\u1ec3 thao m\u1ea1o hi\u1ec3m v\u00e0 thi\u1ec7t h\u1ea1i do c\u1ed1 \u00fd g\u00e2y ra s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. Vui l\u00f2ng ki\u1ec3m tra \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m tr\u01b0\u1edbc khi mua h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p> <!-- H2 #4 - SEKCJA 3 (LISTA) --> <\/p>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">Nh\u1eefng \u0111i\u1ec1u c\u1ea7n l\u01b0u \u00fd khi ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Khi so s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m, h\u00e3y b\u1eaft \u0111\u1ea7u t\u1eeb nh\u1eefng y\u1ebfu t\u1ed1 c\u01a1 b\u1ea3n: m\u1ee9c b\u1ed3i th\u01b0\u1eddng, ph\u1ea1m vi \u0111\u1ecba l\u00fd v\u00e0 th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m. Ti\u1ebfp theo, h\u00e3y xem x\u00e9t c\u00e1c \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb v\u00e0 quy tr\u00ecnh h\u1ed7 tr\u1ee3. N\u1ebfu b\u1ea1n c\u00f3 k\u1ebf ho\u1ea1ch tham gia c\u00e1c ho\u1ea1t \u0111\u1ed9ng th\u1ec3 thao ho\u1eb7c m\u1eafc c\u00e1c b\u1ec7nh m\u00e3n t\u00ednh, h\u00e3y ki\u1ec3m tra c\u00e1c \u0111i\u1ec1u kho\u1ea3n m\u1edf r\u1ed9ng c\u1ea7n thi\u1ebft. Khi c\u00e2n nh\u1eafc vi\u1ec7c l\u01b0u tr\u00fa t\u1ea1i Ba Lan, h\u00e3y so s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m trong n\u01b0\u1edbc v\u00e0 c\u00e1c y\u00eau c\u1ea7u th\u1ee7 t\u1ee5c trong \u0111\u01a1n \u0111\u0103ng k\u00fd.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"> <span class=\"kt-svg-icon-list-text\"><strong>T\u1ed5ng KL:<\/strong> \u00edt nh\u1ea5t 30.000 EUR, t\u1ed1t nh\u1ea5t l\u00e0 60.000 EUR.<\/span> <\/li>\n<li class=\"kt-svg-icon-list-item\"> <span class=\"kt-svg-icon-list-text\"><strong>L\u00e3nh th\u1ed5:<\/strong> to\u00e0n b\u1ed9 khu v\u1ef1c Schengen trong su\u1ed1t chuy\u1ebfn \u0111i.<\/span> <\/li>\n<li class=\"kt-svg-icon-list-item\"> <span class=\"kt-svg-icon-list-text\"><strong>H\u1ed7 tr\u1ee3 24\/7:<\/strong> C\u1ea7n li\u00ean h\u1ec7 tr\u01b0\u1edbc khi \u0111i\u1ec1u tr\u1ecb.<\/span> <\/li>\n<li class=\"kt-svg-icon-list-item\"> <span class=\"kt-svg-icon-list-text\"><strong>C\u00e1c b\u1ec7nh m\u00e3n t\u00ednh:<\/strong> Ki\u1ec3m tra c\u00e1c ti\u1ec7n \u00edch m\u1edf r\u1ed9ng v\u00e0 gi\u1edbi h\u1ea1n.<\/span> <\/li>\n<li class=\"kt-svg-icon-list-item\"> <span class=\"kt-svg-icon-list-text\"><strong>C\u00e1c tr\u01b0\u1eddng h\u1ee3p ngo\u1ea1i l\u1ec7:<\/strong> c\u00e1c m\u00f4n th\u1ec3 thao m\u1ea1o hi\u1ec3m v\u00e0 c\u00e1c ho\u1ea1t \u0111\u1ed9ng chi\u1ebfn tranh.<\/span> <\/li>\n<li class=\"kt-svg-icon-list-item\"> <span class=\"kt-svg-icon-list-text\"><strong>Th\u1eddi h\u1ea1n hi\u1ec7u l\u1ef1c hi\u1ec7u l\u1ef1c<\/strong> h\u00e3y d\u1ef1 tr\u00f9 m\u1ed9t kho\u1ea3ng th\u1eddi gian d\u1ef1 ph\u00f2ng cho tr\u01b0\u1eddng h\u1ee3p chuy\u1ebfn bay b\u1ecb ho\u00e3n.<\/span> <\/li>\n<li class=\"kt-svg-icon-list-item\"> <span class=\"kt-svg-icon-list-text\"><strong>T\u00e0i li\u1ec7u:<\/strong> B\u1ea3n sao h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m d\u01b0\u1edbi d\u1ea1ng PDF \u0111\u01b0\u1ee3c L\u00e3nh s\u1ef1 qu\u00e1n ch\u1ea5p nh\u1eadn.<\/span> <\/li>\n<\/ul><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>N\u1ebfu gi\u00e1 c\u1ea3 l\u00e0 \u01b0u ti\u00ean h\u00e0ng \u0111\u1ea7u, h\u00e3y b\u1eaft \u0111\u1ea7u b\u1eb1ng vi\u1ec7c so s\u00e1nh c\u00e1c m\u1ee9c gi\u1edbi h\u1ea1n v\u00e0 m\u1ee9c kh\u1ea5u tr\u1eeb trong m\u1ed9t s\u1ed1 ph\u01b0\u01a1ng \u00e1n. B\u1ea3ng t\u1ed5ng h\u1ee3p c\u1ee7a ch\u00fang t\u00f4i v\u1ec1 c\u00e1c y\u1ebfu t\u1ed1 n\u00e0y s\u1ebd r\u1ea5t h\u1eefu \u00edch <a href=\"https:\/\/medicalinsurance.pl\/vi\/cam-nang\/bao-hiem-y-te-de-xin-thi-thuc\/huong-dan-ve-chi-phi-bao-hiem-y-te-khi-xin-visa\/\">chi ph\u00ed b\u1ea3o hi\u1ec3m<\/a> b\u1ea1n s\u1ebd t\u00ecm th\u1ea5y tr\u00ean th\u1ecb tr\u01b0\u1eddng. Khi b\u1ea1n c\u1ea7n m\u1ee9c b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n h\u01a1n, h\u00e3y c\u00e2n nh\u1eafc m\u1ee9c b\u1ed3i th\u01b0\u1eddng cao h\u01a1n v\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ed5 sung.<\/p>\n<\/p><\/div>\n<p> <!-- H2 #5 - PODSUMOWANIE --> <\/p>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">T\u00f3m t\u1eaft \u2013 n\u00ean ch\u1ecdn g\u00ec v\u00e0o n\u0103m 2025?<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext has-theme-palette-8-background-color has-background\">\n<p>Khi n\u1ed9p \u0111\u01a1n xin th\u1ecb th\u1ef1c Schengen, h\u00e3y ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m c\u00f3 m\u1ee9c b\u1ed3i th\u01b0\u1eddng t\u1ed1i thi\u1ec3u 30.000 EUR, ph\u1ea1m vi b\u1ea3o hi\u1ec3m tr\u00ean to\u00e0n khu v\u1ef1c Schengen v\u00e0 d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 24\/7. Europ Assistance cung c\u1ea5p c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m Schengen minh b\u1ea1ch, trong khi TUZ \u0111\u1ea3m b\u1ea3o m\u1ee9c b\u1ed3i th\u01b0\u1eddng cao, r\u1ea5t h\u1eefu \u00edch cho c\u00e1c chuy\u1ebfn \u0111i d\u00e0i ng\u00e0y ho\u1eb7c t\u1ed1n k\u00e9m. H\u00e3y lu\u00f4n \u0111\u1ecdc k\u1ef9 \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n (OWU) v\u00e0 so s\u00e1nh c\u00e1c gi\u1edbi h\u1ea1n v\u1ec1 chi ph\u00ed h\u1ed3i h\u01b0\u01a1ng c\u0169ng nh\u01b0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb.<\/p>\n<p>B\u1ea1n c\u00f2n th\u1eafc m\u1eafc g\u00ec sau khi so s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m n\u00e0y? H\u00e3y li\u00ean h\u1ec7 v\u1edbi ch\u00fang t\u00f4i, ch\u00fang t\u00f4i s\u1ebd gi\u00fap b\u1ea1n ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi l\u1ed9 tr\u00ecnh v\u00e0 k\u1ebf ho\u1ea1ch du l\u1ecbch c\u1ee7a b\u1ea1n \u2013 nhanh ch\u00f3ng v\u00e0 ch\u00ednh x\u00e1c.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>","protected":false},"excerpt":{"rendered":"<p>So s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c Schengen n\u0103m 2025 B\u1ea1n \u0111ang xin th\u1ecb th\u1ef1c Schengen v\u00e0 b\u0103n kho\u0103n kh\u00f4ng bi\u1ebft n\u00ean ch\u1ecdn g\u00f3i n\u00e0o v\u00e0o n\u0103m 2025? M\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m t\u1ed1t l\u00e0\u2026<\/p>","protected":false},"author":2,"featured_media":2954,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[28],"tags":[41,33,50,30,34],"class_list":["post-2955","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ubezpieczenie-zdrowotne-do-wizy","tag-ranking-ubezpieczen-2025","tag-suma-30000-euro","tag-suma-ubezpieczenia","tag-ubezpieczenie-do-wizy-schengen","tag-ubezpieczenie-medyczne-do-wizy"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Por\u00f3wnanie ubezpiecze\u0144 do wizy Schengen 2025 \u2013 co wybra\u0107? - Medical Insurance<\/title>\n<meta name=\"description\" content=\"Por\u00f3wnanie ubezpiecze\u0144 do wizy Schengen 2025. Jak\u0105 polis\u0119 wybra\u0107: suma 30 000 EUR, zakres, wy\u0142\u0105czenia, ceny. Sprawd\u017a praktyczne wskaz\u00f3wki i oferty.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/medicalinsurance.pl\/vi\/cam-nang\/bao-hiem-y-te-de-xin-thi-thuc\/so-sanh-cac-goi-bao-hiem-cho-thi-thuc-schengen-nam-2025-nen-chon-goi-nao\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Por\u00f3wnanie ubezpiecze\u0144 do wizy Schengen 2025 \u2013 co wybra\u0107?\" \/>\n<meta property=\"og:description\" content=\"Por\u00f3wnanie ubezpiecze\u0144 do wizy Schengen 2025. Jak\u0105 polis\u0119 wybra\u0107: suma 30 000 EUR, zakres, wy\u0142\u0105czenia, ceny. 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