{"id":3214,"date":"2026-04-27T12:19:52","date_gmt":"2026-04-27T10:19:52","guid":{"rendered":"https:\/\/medicalinsurance.pl\/nieskategoryzowane\/ubezpieczenie-kosztow-leczenia-covid-zakres\/"},"modified":"2026-09-06T16:02:35","modified_gmt":"2026-09-06T14:02:35","slug":"bao-hiem-chi-phi-dieu-tri-covid-19-pham-vi-bao-hiem","status":"publish","type":"post","link":"https:\/\/medicalinsurance.pl\/vi\/poradnik\/koszty-leczenia-cudzoziemca\/ubezpieczenie-kosztow-leczenia-covid-zakres\/","title":{"rendered":"B\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb COVID \u2013 Ph\u1ea1m vi b\u1ea3o hi\u1ec3m"},"content":{"rendered":"<div class=\"wp-block-kadence-rowlayout\">\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">COVID-19 v\u00e0 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>B\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb COVID-19 l\u00e0 m\u1ed9t ch\u1ee7 \u0111\u1ec1 v\u1eabn c\u00f2n g\u00e2y ra nhi\u1ec1u th\u1eafc m\u1eafc. Nh\u1eefng ng\u01b0\u1eddi \u0111ang \u0111i du l\u1ecbch, l\u00e0m vi\u1ec7c t\u1ea1i Ba Lan ho\u1eb7c \u0111ang xin th\u1ecb th\u1ef1c \u0111\u1ec1u mu\u1ed1n bi\u1ebft li\u1ec7u vi\u1ec7c \u0111\u1ed9t ng\u1ed9t m\u1eafc COVID-19 c\u00f3 \u0111\u01b0\u1ee3c coi l\u00e0 m\u1ed9t b\u1ec7nh th\u00f4ng th\u01b0\u1eddng hay kh\u00f4ng. C\u00e2u tr\u1ea3 l\u1eddi l\u00e0: th\u01b0\u1eddng th\u00ec c\u00f3, nh\u01b0ng \u0111i\u1ec1u n\u00e0y lu\u00f4n ph\u1ee5 thu\u1ed9c v\u00e0o c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee5 th\u1ec3 c\u1ee7a t\u1eebng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/p>\n<p>Tr\u00ean th\u1ef1c t\u1ebf, c\u00e1c y\u1ebfu t\u1ed1 quan tr\u1ecdng nh\u1ea5t bao g\u1ed3m \u0110i\u1ec1u kho\u1ea3n B\u1ea3o hi\u1ec3m Chung, m\u1ee9c b\u1ea3o hi\u1ec3m, c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb tr\u00e1ch nhi\u1ec7m v\u00e0 qu\u1ed1c gia m\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u00f3 hi\u1ec7u l\u1ef1c. \u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, vi\u1ec7c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u v\u1ec1 c\u01b0 tr\u00fa ho\u1eb7c th\u1ecb th\u1ef1c hay kh\u00f4ng c\u0169ng l\u00e0 \u0111i\u1ec1u quan tr\u1ecdng. Do \u0111\u00f3, tr\u01b0\u1edbc khi mua, b\u1ea1n n\u00ean ki\u1ec3m tra kh\u00f4ng ch\u1ec9 gi\u00e1 c\u1ea3 m\u00e0 tr\u00ean h\u1ebft l\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m th\u1ef1c t\u1ebf.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">Ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m c\u00f3 bao g\u1ed3m COVID-19 kh\u00f4ng?<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>C\u00e2u h\u1ecfi \u201eli\u1ec7u h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 bao g\u1ed3m COVID-19 hay kh\u00f4ng\u201d kh\u00f4ng c\u00f3 c\u00e2u tr\u1ea3 l\u1eddi chung cho t\u1ea5t c\u1ea3 c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m. Trong nhi\u1ec1u g\u00f3i b\u1ea3o hi\u1ec3m y t\u1ebf v\u00e0 du l\u1ecbch, COVID-19 \u0111\u01b0\u1ee3c coi l\u00e0 m\u1ed9t tr\u01b0\u1eddng h\u1ee3p b\u1ec7nh t\u1eadt \u0111\u1ed9t ng\u1ed9t. \u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 chi tr\u1ea3 c\u00e1c chi ph\u00ed y t\u1ebf c\u1ea7n thi\u1ebft n\u1ebfu c\u00e1c tri\u1ec7u ch\u1ee9ng xu\u1ea5t hi\u1ec7n trong th\u1eddi gian b\u1ea3o hi\u1ec3m c\u00f3 hi\u1ec7u l\u1ef1c.<\/p>\n<p>Ph\u1ea1m vi b\u1ea3o hi\u1ec3m th\u00f4ng th\u01b0\u1eddng bao g\u1ed3m kh\u00e1m b\u1ec7nh, ch\u1ea9n \u0111o\u00e1n theo ch\u1ec9 \u0111\u1ecbnh c\u1ee7a b\u00e1c s\u0129, \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa, nh\u1eadp vi\u1ec7n, mua thu\u1ed1c v\u00e0 v\u1eadn chuy\u1ec3n y t\u1ebf. C\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m du l\u1ecbch th\u01b0\u1eddng bao g\u1ed3m d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 kh\u1ea9n c\u1ea5p, t\u1ee9c l\u00e0 vi\u1ec7c t\u1ed5 ch\u1ee9c h\u1ed7 tr\u1ee3 th\u00f4ng qua trung t\u00e2m \u0111i\u1ec1u ph\u1ed1i kh\u1ea9n c\u1ea5p. C\u00e1c gi\u1ea3i ph\u00e1p t\u01b0\u01a1ng t\u1ef1 c\u0169ng c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng cho c\u00e1c s\u1ea3n ph\u1ea9m d\u00e0nh cho nh\u1eefng ng\u01b0\u1eddi \u0111\u1ebfn Ba Lan.<\/p>\n<p>Tuy nhi\u00ean, kh\u00f4ng ph\u1ea3i m\u1ecdi g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u1ec1u chi tr\u1ea3 cho c\u00e1c x\u00e9t nghi\u1ec7m s\u00e0ng l\u1ecdc, c\u00e1ch ly t\u1ef1 nguy\u1ec7n, chi ph\u00ed h\u1ee7y chuy\u1ebfn \u0111i ho\u1eb7c chi ph\u00ed l\u01b0u tr\u00fa k\u00e9o d\u00e0i t\u1ea1i kh\u00e1ch s\u1ea1n. C\u00e1c quy\u1ec1n l\u1ee3i n\u00e0y ph\u1ea3i \u0111\u01b0\u1ee3c ghi r\u00f5 trong h\u1ee3p \u0111\u1ed3ng. N\u1ebfu b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm b\u1ea3o hi\u1ec3m cho chuy\u1ebfn l\u01b0u tr\u00fa t\u1ea1i Ba Lan, h\u00e3y tham kh\u1ea3o c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m <a href=\"https:\/\/medicalinsurance.pl\/vi\/chi-phi-dieu-tri-cho-nguoi-nuoc-ngoai-klc\/\">chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 M\u1eb9o<\/h4>\n<p class=\"kt-blocks-info-box-text\">\u0110\u1eebng cho r\u1eb1ng m\u1ecdi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u1ec1u t\u1ef1 \u0111\u1ed9ng chi tr\u1ea3 cho c\u00e1c tr\u01b0\u1eddng h\u1ee3p li\u00ean quan \u0111\u1ebfn COVID-19. H\u00e3y ki\u1ec3m tra trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU) \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh xem b\u1ec7nh n\u00e0y c\u00f3 \u0111\u01b0\u1ee3c coi l\u00e0 b\u1ec7nh c\u1ea5p t\u00ednh hay kh\u00f4ng v\u00e0 c\u1ea7n n\u1ed9p nh\u1eefng gi\u1ea5y t\u1edd n\u00e0o.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">Ph\u1ea1m vi b\u1ea3o hi\u1ec3m trong th\u1ef1c t\u1ebf<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Ph\u1ea1m vi b\u1ea3o hi\u1ec3m ph\u1ea3i t\u01b0\u01a1ng \u1ee9ng v\u1edbi chi ph\u00ed \u0111i\u1ec1u tr\u1ecb th\u1ef1c t\u1ebf t\u1ea1i qu\u1ed1c gia l\u01b0u tr\u00fa. Trong tr\u01b0\u1eddng h\u1ee3p nhi\u1ec5m COVID-19, c\u00e1c quy\u1ec1n l\u1ee3i li\u00ean quan \u0111\u1ebfn t\u00ecnh tr\u1ea1ng s\u1ee9c kh\u1ecfe x\u1ea5u \u0111i \u0111\u1ed9t ng\u1ed9t l\u00e0 quan tr\u1ecdng nh\u1ea5t. C\u00f4ng ty b\u1ea3o hi\u1ec3m th\u01b0\u1eddng y\u00eau c\u1ea7u vi\u1ec7c \u0111i\u1ec1u tr\u1ecb ph\u1ea3i l\u00e0 c\u1ea7n thi\u1ebft v\u1ec1 m\u1eb7t y t\u1ebf v\u00e0 \u0111\u01b0\u1ee3c x\u00e1c nh\u1eadn b\u1eb1ng c\u00e1c t\u00e0i li\u1ec7u ch\u1ee9ng minh.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">Ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m th\u01b0\u1eddng bao g\u1ed3m nh\u1eefng g\u00ec?<\/h3>\n<\/p><\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Kh\u00e1m b\u1ec7nh:<\/strong> t\u01b0 v\u1ea5n khi c\u00f3 tri\u1ec7u ch\u1ee9ng b\u1ec7nh ho\u1eb7c t\u00ecnh tr\u1ea1ng s\u1ee9c kh\u1ecfe \u0111\u1ed9t ng\u1ed9t x\u1ea5u \u0111i.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>C\u00e1c x\u00e9t nghi\u1ec7m ch\u1ea9n \u0111o\u00e1n:<\/strong> c\u00e1c x\u00e9t nghi\u1ec7m do b\u00e1c s\u0129 ch\u1ec9 \u0111\u1ecbnh, n\u1ebfu c\u1ea7n thi\u1ebft cho vi\u1ec7c \u0111i\u1ec1u tr\u1ecb.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Vi\u1ec7c nh\u1eadp vi\u1ec7n:<\/strong> th\u1eddi gian n\u1eb1m vi\u1ec7n, c\u00e1c th\u1ee7 thu\u1eadt v\u00e0 \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa trong ph\u1ea1m vi gi\u1edbi h\u1ea1n c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Thu\u1ed1c v\u00e0 c\u00e1c s\u1ea3n ph\u1ea9m y t\u1ebf:<\/strong> mua c\u00e1c lo\u1ea1i thu\u1ed1c do b\u00e1c s\u0129 \u0111i\u1ec1u tr\u1ecb ch\u1ec9 \u0111\u1ecbnh.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>V\u1eadn chuy\u1ec3n v\u1eadn chuy\u1ec3n v\u1eadn chuy\u1ec3n v\u1eadn chuy\u1ec3n v\u00e0 v\u00e0 v<\/strong> v\u1eadn chuy\u1ec3n \u0111\u1ebfn c\u01a1 s\u1edf, gi\u1eefa c\u00e1c c\u01a1 s\u1edf ho\u1eb7c \u0111\u1ebfn n\u01a1i c\u01b0 tr\u00fa.<\/span><\/li>\n<\/ul><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>C\u1ea7n l\u01b0u \u00fd \u0111\u1ebfn m\u1ee9c b\u1ea3o hi\u1ec3m. M\u1ee9c b\u1ea3o hi\u1ec3m qu\u00e1 th\u1ea5p c\u00f3 th\u1ec3 kh\u00f4ng \u0111\u1ee7 n\u1ebfu b\u1ea1n c\u1ea7n nh\u1eadp vi\u1ec7n ho\u1eb7c s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 v\u1eadn chuy\u1ec3n chuy\u00ean d\u1ee5ng. \u0110\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi mu\u1ed1n c\u00f3 s\u1ef1 b\u1ea3o v\u1ec7 to\u00e0n di\u1ec7n h\u01a1n cho s\u1ee9c kh\u1ecfe, c\u00e1c l\u1ef1a ch\u1ecdn sau \u0111\u00e2y c\u0169ng c\u00f3 th\u1ec3 h\u1eefu \u00edch <a href=\"https:\/\/medicalinsurance.pl\/vi\/bao-hiem-y-te-2\/\">b\u1ea3o hi\u1ec3m y t\u1ebf t\u01b0 nh\u00e2n<\/a>.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">Ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i v\u00e0 vi\u1ec7c \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>C\u1ee5m t\u1eeb \u201eb\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i\u201d th\u01b0\u1eddng xu\u1ea5t hi\u1ec7n trong c\u00e1c c\u00e2u h\u1ecfi li\u00ean quan \u0111\u1ebfn vi\u1ec7c l\u01b0u tr\u00fa t\u1ea1i Ba Lan. Ng\u01b0\u1eddi \u0111\u1ebfn t\u1eeb n\u01b0\u1edbc ngo\u00e0i c\u00f3 th\u1ec3 c\u1ea7n mua b\u1ea3o hi\u1ec3m \u0111\u1ec3 xin th\u1ecb th\u1ef1c, th\u1ebb c\u01b0 tr\u00fa, l\u00e0m vi\u1ec7c, du h\u1ecdc ho\u1eb7c l\u01b0u tr\u00fa ng\u1eafn h\u1ea1n v\u00ec l\u00fd do gia \u0111\u00ecnh. Trong m\u1ecdi tr\u01b0\u1eddng h\u1ee3p, c\u1ea7n ph\u1ea3i ki\u1ec3m tra xem b\u1ea3o hi\u1ec3m c\u00f3 hi\u1ec7u l\u1ef1c tr\u00ean l\u00e3nh th\u1ed5 Ba Lan hay kh\u00f4ng.<\/p>\n<p>B\u1ea3o hi\u1ec3m y t\u1ebf du l\u1ecbch d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i n\u00ean chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb c\u00e1c tr\u01b0\u1eddng h\u1ee3p b\u1ec7nh c\u1ea5p t\u00ednh v\u00e0 h\u1eadu qu\u1ea3 c\u1ee7a tai n\u1ea1n. N\u1ebfu b\u1ea3o hi\u1ec3m bao g\u1ed3m COVID-19, th\u00f4ng th\u01b0\u1eddng \u0111i\u1ec1u n\u00e0y ch\u1ec9 \u00e1p d\u1ee5ng cho c\u00e1c tr\u01b0\u1eddng h\u1ee3p b\u1ec7nh ph\u00e1t sinh sau khi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 hi\u1ec7u l\u1ef1c. Kh\u00f4ng n\u00ean mua b\u1ea3o hi\u1ec3m ch\u1ec9 sau khi \u0111\u00e3 xu\u1ea5t hi\u1ec7n tri\u1ec7u ch\u1ee9ng, v\u00ec tr\u01b0\u1eddng h\u1ee3p \u0111\u00f3 c\u00f3 th\u1ec3 b\u1ecb coi l\u00e0 \u0111\u00e3 x\u1ea3y ra tr\u01b0\u1edbc \u0111\u00f3.<\/p>\n<p>Khi l\u00e0m th\u1ee7 t\u1ee5c c\u01b0 tr\u00fa, vi\u1ec7c t\u00e0i li\u1ec7u c\u00f3 tu\u00e2n th\u1ee7 c\u00e1c y\u00eau c\u1ea7u c\u1ee7a c\u01a1 quan ch\u1ee9c n\u0103ng ho\u1eb7c l\u00e3nh s\u1ef1 qu\u00e1n hay kh\u00f4ng c\u0169ng l\u00e0 y\u1ebfu t\u1ed1 quan tr\u1ecdng. Nh\u1eefng ng\u01b0\u1eddi c\u00f3 k\u1ebf ho\u1ea1ch \u0111\u1ebfn \u0111\u00e2y c\u00f3 th\u1ec3 ki\u1ec3m tra <a href=\"https:\/\/medicalinsurance.pl\/vi\/cam-nang\/bao-hiem-y-te-de-xin-thi-thuc\/\">B\u1ea3o hi\u1ec3m y t\u1ebf \u0111\u1ec3 xin th\u1ecb th\u1ef1c<\/a>. Ng\u01b0\u1ee3c l\u1ea1i, n\u1ebfu b\u1ea1n \u1edf l\u1ea1i l\u00e2u h\u01a1n, cu\u1ed1n c\u1ea9m nang h\u01b0\u1edbng d\u1eabn c\u00e1ch l\u1ef1a ch\u1ecdn s\u1ebd r\u1ea5t h\u1eefu \u00edch <a href=\"https:\/\/medicalinsurance.pl\/vi\/cam-nang\/bao-hiem-y-te-kem-theo-the-cu-tru\/nen-chon-loai-bao-hiem-y-te-nao-khi-co-the-cu-tru-tai-ba-lan\/\">B\u1ea3o hi\u1ec3m k\u00e8m theo th\u1ebb c\u01b0 tr\u00fa<\/a>.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udccc Quan tr\u1ecdng<\/h4>\n<p class=\"kt-blocks-info-box-text\">\u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, \u0111i\u1ec1u quan tr\u1ecdng nh\u1ea5t l\u00e0 ph\u1ea1m vi \u00e1p d\u1ee5ng c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. B\u1ea3o hi\u1ec3m du l\u1ecbch \u1edf n\u01b0\u1edbc ngo\u00e0i v\u00e0 b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng c\u00e1c quy \u0111\u1ecbnh kh\u00e1c nhau.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">C\u00e1c tr\u01b0\u1eddng h\u1ee3p ngo\u1ea1i l\u1ec7 v\u00e0 t\u00e0i li\u1ec7u<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Ngay c\u1ea3 m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u1ed1t c\u0169ng c\u00f3 nh\u1eefng gi\u1edbi h\u1ea1n. C\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 t\u1eeb ch\u1ed1i chi tr\u1ea3 chi ph\u00ed n\u1ebfu vi\u1ec7c \u0111i\u1ec1u tr\u1ecb kh\u00f4ng c\u1ea7n thi\u1ebft, di\u1ec5n ra ngo\u00e0i th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m ho\u1eb7c li\u00ean quan \u0111\u1ebfn s\u1ef1 c\u1ed1 \u0111\u00e3 \u0111\u01b0\u1ee3c bi\u1ebft tr\u01b0\u1edbc khi mua h\u1ee3p \u0111\u1ed3ng. Ngo\u00e0i ra, c\u00e1c chi ph\u00ed li\u00ean quan \u0111\u1ebfn \u0111i\u1ec1u tr\u1ecb t\u1ea1i vi\u1ec7n d\u01b0\u1ee1ng b\u1ec7nh, \u0111i\u1ec1u tr\u1ecb ph\u1ee5c h\u1ed3i ch\u1ee9c n\u0103ng, c\u00e1c th\u1ee7 thu\u1eadt th\u1ea9m m\u1ef9 v\u00e0 c\u00e1c cu\u1ed9c ki\u1ec3m tra ph\u00f2ng ng\u1eeba kh\u00f4ng c\u00f3 ch\u1ec9 \u0111\u1ecbnh y t\u1ebf th\u01b0\u1eddng c\u0169ng b\u1ecb lo\u1ea1i tr\u1eeb.<\/p>\n<p>Trong tr\u01b0\u1eddng h\u1ee3p m\u1eafc COVID-19, c\u00e1c t\u00e0i li\u1ec7u l\u00e0 y\u1ebfu t\u1ed1 \u0111\u1eb7c bi\u1ec7t quan tr\u1ecdng. C\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 y\u00eau c\u1ea7u h\u00f3a \u0111\u01a1n, bi\u00ean lai, b\u1ea3n t\u00f3m t\u1eaft cu\u1ed9c kh\u00e1m b\u1ec7nh, ch\u1ec9 \u0111\u1ecbnh c\u1ee7a b\u00e1c s\u0129, k\u1ebft qu\u1ea3 x\u00e9t nghi\u1ec7m v\u00e0 gi\u1ea5y x\u00e1c nh\u1eadn ch\u1ea9n \u0111o\u00e1n. \u0110\u1ed1i v\u1edbi m\u1ed9t s\u1ed1 s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m, c\u00e1c t\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn y\u00eau c\u1ea7u \u0111i l\u1ea1i c\u0169ng r\u1ea5t quan tr\u1ecdng, v\u00ed d\u1ee5 nh\u01b0 k\u1ebft qu\u1ea3 x\u00e9t nghi\u1ec7m, gi\u1ea5y ch\u1ee9ng nh\u1eadn ti\u00eam ch\u1ee7ng ho\u1eb7c gi\u1ea5y x\u00e1c nh\u1eadn \u0111\u00e3 kh\u1ecfi b\u1ec7nh.<\/p>\n<p>N\u1ebfu b\u1ea1n s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 kh\u1ea9n c\u1ea5p, t\u1ed1t nh\u1ea5t n\u00ean li\u00ean h\u1ec7 v\u1edbi trung t\u00e2m \u0111i\u1ec1u ph\u1ed1i tr\u01b0\u1edbc khi \u0111\u1ebfn kh\u00e1m, mi\u1ec5n l\u00e0 t\u00ecnh tr\u1ea1ng s\u1ee9c kh\u1ecfe c\u1ee7a b\u1ea1n cho ph\u00e9p. Nh\u1edd \u0111\u00f3, c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 ch\u1ec9 \u0111\u1ecbnh c\u01a1 s\u1edf y t\u1ebf, x\u00e1c nh\u1eadn ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u00e0 thanh to\u00e1n chi ph\u00ed tr\u1ef1c ti\u1ebfp. B\u1ea1n c\u0169ng c\u00f3 th\u1ec3 t\u00ecm th\u00eam l\u1eddi khuy\u00ean trong m\u1ee5c <a href=\"https:\/\/medicalinsurance.pl\/vi\/cam-nang\/chi-phi-dieu-tri-cho-nguoi-nuoc-ngoai\/\">chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m?<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>M\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb COVID-19 t\u1ed1t c\u1ea7n n\u00eau r\u00f5 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0o \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m v\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng nh\u1eefng quy\u1ec1n l\u1ee3i g\u00ec. Tr\u01b0\u1edbc khi mua, h\u00e3y ki\u1ec3m tra m\u1ee9c b\u1ea3o hi\u1ec3m, ph\u1ea1m vi \u00e1p d\u1ee5ng, th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m, c\u00e1c quy \u0111\u1ecbnh v\u1ec1 d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 v\u00e0 danh s\u00e1ch c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb.<\/p>\n<p>N\u1ebfu b\u1ea1n mua b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan, h\u00e3y \u0111\u1ea3m b\u1ea3o r\u1eb1ng g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u00f3 bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb tr\u00ean l\u00e3nh th\u1ed5 Ba Lan v\u00e0 ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa. B\u1ea1n n\u00ean so s\u00e1nh m\u1ed9t s\u1ed1 g\u00f3i b\u1ea3o hi\u1ec3m kh\u00e1c nhau, v\u00ec g\u00f3i r\u1ebb nh\u1ea5t kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng \u0111\u1ea3m b\u1ea3o m\u1ee9c \u0111\u1ed9 b\u1ea3o v\u1ec7 \u0111\u1ea7y \u0111\u1ee7. C\u00e1ch an to\u00e0n nh\u1ea5t l\u00e0 mua b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc khi kh\u1edfi h\u00e0nh ho\u1eb7c tr\u01b0\u1edbc khi b\u1eaft \u0111\u1ea7u l\u01b0u tr\u00fa, tr\u01b0\u1edbc khi c\u00e1c tri\u1ec7u ch\u1ee9ng b\u1ec7nh xu\u1ea5t hi\u1ec7n.<\/p>\n<p>T\u00f3m l\u1ea1i: COVID-19 c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, nh\u01b0ng ch\u1ec9 trong ph\u1ea1m vi quy \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng. Do \u0111\u00f3, h\u00e3y lu\u00f4n \u0111\u1ecdc k\u1ef9 c\u00e1c \u0111i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n chung (OWU) v\u00e0 ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m y t\u1ebf du l\u1ecbch ph\u00f9 h\u1ee3p v\u1edbi ho\u00e0n c\u1ea3nh c\u1ee7a b\u1ea1n.<\/p>\n<\/p><\/div>\n<\/p><\/div>","protected":false},"excerpt":{"rendered":"<p>COVID-19 v\u00e0 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb B\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb COVID-19 l\u00e0 ch\u1ee7 \u0111\u1ec1 v\u1eabn c\u00f2n g\u00e2y ra nhi\u1ec1u th\u1eafc m\u1eafc. Nh\u1eefng ng\u01b0\u1eddi \u0111i du l\u1ecbch, l\u00e0m vi\u1ec7c t\u1ea1i Ba Lan ho\u1eb7c\u2026<\/p>","protected":false},"author":2,"featured_media":3213,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[22],"tags":[32,35,50,30,54],"class_list":["post-3214","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-koszty-leczenia-cudzoziemca","tag-koszty-leczenia-cudzoziemca","tag-prywatne-ubezpieczenie-zdrowotne","tag-suma-ubezpieczenia","tag-ubezpieczenie-do-wizy-schengen","tag-wylaczenia-odpowiedzialnosci"],"acf":[],"yoast_head":"<!-- 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