What insurance is required for a visa in Poland?

Are you planning a trip and wondering what insurance is required to obtain a visa in Poland? This is a key element of any visa application. In this guide, we explain what insurance is required to obtain a visa, how a Schengen visa differs from a national visa, and how to avoid the most common mistakes. You will receive a practical list of documents, tips on the scope of coverage, and links to detailed materials.

For a Schengen visa, you need to have medical insurance with a minimum coverage of €30,000, valid throughout the Schengen area and for the entire duration of your planned stay. The policy must cover medical expenses, hospitalization, and medical repatriation or transport of remains. In practice, consulates accept certificates in English or Polish with a clearly indicated scope, sum, and period of coverage.

The most popular option is €30,000 (higher amounts are also available, e.g., €60,000). The standard coverage includes hospital stay, medical transport, emergency dental care with a limit, and repatriation. Check whether the policy is valid throughout the Schengen area and whether its duration covers the entire trip. If in doubt, compare the options on the website at visa insurance.

The policy should be valid for the entire duration of your stay and in all countries within the zone. If you plan to make several entries, it is worth considering a longer period of validity. If your stay also includes time in Poland, choose the Schengen or Schengen Plus option to meet the requirements. Additional cost tips can be found in the guide on insurance costs.

For a national visa (D), the consulate requires that the foreigner has insurance covering the costs of medical treatment in Poland for the duration of their stay until they obtain another title (e.g., NFZ). Private insurance policies covering the costs of medical treatment and assistance in Poland, as well as certificates meeting Schengen requirements, are accepted. „Poland” variants with sums of EUR 30,000 or EUR 60,000 are often available.

You can present a travel insurance policy valid in Poland or private health insurance covering medical expenses and repatriation. The „Poland” option includes, among other things, hospitalization, medical transport, assistance, and emergency dental care within the limit. You can find a comparison of the differences between a visa and a residence card in the article about differences in insurance.

Attach an insurance certificate in Polish or English to your application. It must include: the insured person's details, the period of coverage, the sum insured, the scope (treatment, hospitalization, repatriation), the territory, and the insurer's details. It is a good idea to have a printout and a PDF version. Additional information about the types of coverage can be found on the website. health insurance.

When choosing a policy, keep in mind a few practical rules. They will help you meet the required criteria and make it easier to obtain a visa to Poland without delays.

If you are planning a longer stay, also check how visa insurance relates to residence requirements. You will find practical tips in the guide on insurance for a residence card. If you have any questions, please use the form on the website. contact.